Real human support
Talk to a real person when you need help, from onboarding to settlement.
[AGENT OF RECORD]
Trusted by thousands of teams & organisations
[01] HOW IT WORKS
Share an invite link to bring contractors onto the platform in minutes.
Collect the required details and approvals, so contractors are ready to be paid.
Send a payment and receive a compliant VAT invoice for that transaction.
Contractors receive their payout and can track status until it lands.
[02] FEATURES
Pay contractors globally
Support contractors in 190 countries, with payouts in 140 currencies.
Get VAT invoices for payments
Receive a compliant VAT invoice for each payment, ready for accounting.
Avoid misclassification risk
Pay multiple contractors in one run, instead of one by one.
Simplify operations
Centralize contractor onboarding, payments, and documentation in one place.
[03] PLATFORM
Works for you and your contractors globally, with payouts in 140 currencies.
Talk to a real person when you need help, from onboarding to settlement.
We contract directly with the contractor, reducing compliance risk for you.
Contractor payouts settle in as little as one business day after payment.

Works with the wallets and bank accounts you already use.
Ruul enabled me to have easy access to the contractor invoices and handle payments efficiently. I’m also very happy with the way my inquiries were addressed.
Over $1billion processed in total transactions.
$1.18bn
Trusted by 240,000 contractors worldwide.
240k
96.4% of users report being satisfied with Ruul.
96.4%
An Agent of Record is a third party that becomes the formal contracting and compliance layer for contractor work. Instead of your business contracting with the contractor directly, the Agent of Record contracts with the contractor and supports the engagement with the right checks and documentation. This creates a clearer structure for contractor onboarding and payments, helps reduce compliance risk, and keeps records consistent as you scale.
You bring your contractor and engagement details into the platform, then the Agent of Record contracts directly with the contractor. The platform completes the required checks and collects the needed paperwork, and your team approves the engagement. From there, payments run through the Agent of Record, with clear documentation and records attached at each step.
Agent of Record gives you a safer, more consistent way to work with contractors. It reduces compliance risk by adding a formal contracting layer, standardizes onboarding with built-in checks and paperwork, and keeps cleaner records for finance and audits. It also helps you scale contractor payments without building extra process internally.