Real human support
Talk to a real person when you need help, from onboarding to settlement.
[CONTRACTOR COMPLIANCE]
Trusted by thousands of teams & organisations
[01] COMPLIANCE LAYERS
Built-in checks
Run built-in KYC and AML checks to verify contractor details and screen for risk before you pay.
Compliant payments
Make contractor payments through a compliant flow, with Ruul as the counterparty for every transaction.
Auto-paperwork
Generate the right paperwork automatically, so records stay complete without manual follow ups.
[02] FEATURES
Run KYC and AML checks
Verify contractor details and screen for risk before you start paying.
Get VAT invoices for payments
Receive a compliant VAT invoice for each payment, ready for accounting.
Collect W-9 and 1099 documentation
Store tax related forms and 1099s where applicable, in one place.
Export records for easy accounting
Export clean records for reconciliation and month end close.
[03] PLATFORM
Works for you and your contractors globally, with payouts in 140 currencies.
Talk to a real person when you need help, from onboarding to settlement.
We contract directly with the contractor, reducing compliance risk for you.
Contractor payouts settle in as little as one business day after payment.

Works with the wallets and bank accounts you already use.
Ruul enabled me to have easy access to the contractor invoices and handle payments efficiently. I’m also very happy with the way my inquiries were addressed.
Over $1billion processed in total transactions.
$1.18bn
Trusted by 240,000 contractors worldwide.
240k
96.4% of users report being satisfied with Ruul.
96.4%
Ruul reduces compliance risk by acting as the Agent of Record. Ruul contracts directly with contractors and bills your business as the legal counterparty, which helps lower misclassification risk. Built in checks and automated paperwork also keep onboarding and payments consistent and well documented.
Ruul runs built in KYC and AML checks for contractors, and KYB checks for businesses to help protect platform integrity. Checks are completed during onboarding and may be re run as needed for ongoing monitoring and risk prevention.
Ruul supports storing and managing common contractor tax paperwork, where applicable. This includes W-9 for US contractors, W-8 forms for non US contractors when requested, and 1099 documentation for US reporting needs. What applies depends on your contractor’s tax status and where they are based, and the platform guides you to the right form when it’s needed.