How does Ruul help reduce compliance risk with contractors?

Ruul reduces compliance risk by acting as the Agent of Record. Ruul contracts directly with contractors and bills your business as the legal counterparty, which helps lower misclassification risk. Built in checks and automated paperwork also keep onboarding and payments consistent and well documented.

What compliance checks are included, and when do they run?

Ruul runs built in KYC and AML checks for contractors, and KYB checks for businesses to help protect platform integrity. Checks are completed during onboarding and may be re run as needed for ongoing monitoring and risk prevention.

Which tax forms do you support, and when do they apply?

Ruul supports storing and managing common contractor tax paperwork, where applicable. This includes W-9 for US contractors, W-8 forms for non US contractors when requested, and 1099 documentation for US reporting needs. What applies depends on your contractor’s tax status and where they are based, and the platform guides you to the right form when it’s needed.

[CONTRACTOR COMPLIANCE]

Keep contractor compliance under control. Run payments with built-in checks and records.

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Payment completion with contractor payout details in Ruul

Stay compliant workflow and status in the Ruul dashboard

Trusted by thousands of teams & organisations

[01] COMPLIANCE LAYERS

Stay compliant at every step. Three layers that keep you covered.

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Built-in checks

Run built-in KYC and AML checks to verify contractor details and screen for risk before you pay.

KYC and verification checks for contractors in Ruul

Compliant payments

Make contractor payments through a compliant flow, with Ruul as the counterparty for every transaction.

Compliant business VAT invoice for contractor payments in Ruul

Auto-paperwork

Generate the right paperwork automatically, so records stay complete without manual follow ups.

Enable fast contractor payouts in 140 currencies.

Keep invoices, receipts, and supporting files tied to each payment.

Contractor list with statuses for onboarding and documentation in Ruul

[02] FEATURES

Everything you need to stay compliant, without slowing payments.

Run KYC and AML checks

Built-in KYC and AML checks before paying contractors in Ruul

Verify contractor details and screen for risk before you start paying.

Get VAT invoices for payments

Business VAT invoice ready for accounting in Ruul

Receive a compliant VAT invoice for each payment, ready for accounting.

Collect W-9 and 1099 documentation

Tax forms and contractor documentation stored in Ruul

Store tax related forms and 1099s where applicable, in one place.

Export records for easy accounting

Export payment and compliance records for accounting in Ruul

Export clean records for reconciliation and month end close.

[03] PLATFORM

A platform built to make contract work easy for you and your contractors.

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Ruul platform – invoice and document management dashboard

Supported in 190 countries

Works for you and your contractors globally, with payouts in 140 currencies.

Real human support

Talk to a real person when you need help, from onboarding to settlement.

Agent of Record

We contract directly with the contractor, reducing compliance risk for you.

Fast payouts in one business day

Contractor payouts settle in as little as one business day after payment.

Works with the wallets and bank accounts you already use.

Ruul enabled me to have easy access to the contractor invoices and handle payments efficiently. I’m also very happy with the way my inquiries were addressed.

Joanna Dworniczak

kyu Collective

Over $1billion processed in total transactions.

$1.18bn

Trusted by 240,000 contractors worldwide.

240k

96.4% of users report being satisfied with Ruul.

96.4%

Common questions

Frequently asked questions

Not on the list? Just ask.

Ruul reduces compliance risk by acting as the Agent of Record. Ruul contracts directly with contractors and bills your business as the legal counterparty, which helps lower misclassification risk. Built in checks and automated paperwork also keep onboarding and payments consistent and well documented.
Ruul runs built in KYC and AML checks for contractors, and KYB checks for businesses to help protect platform integrity. Checks are completed during onboarding and may be re run as needed for ongoing monitoring and risk prevention.
Ruul supports storing and managing common contractor tax paperwork, where applicable. This includes W-9 for US contractors, W-8 forms for non US contractors when requested, and 1099 documentation for US reporting needs. What applies depends on your contractor’s tax status and where they are based, and the platform guides you to the right form when it’s needed.